A1 Car Loans

What is a Personal Loan / Consumer Loan?

A Consumer Loan (also known as a personal loan) is for wholly private use cars. A1 Car Loans can structure your personal loan with or without a balloon payment.


Use our FAST QUOTE car finance calculator to see how deposits and balloons can change the loan repayment.

A personal loan can be for the whole purchase price, or you can reduce the finance amount by using your current car as a trade in.  The finance provider will have a security over the car, but you are the owner of the vehicle.

A consumer can be from 2 years to 7 years in duration.

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